With the summer months in full flow, millions of people across the world are heading off on their summer holidays. It’s the perfect time of year for any type of trip so make sure that your holiday goes as smoothly as possible by protecting yourself with the right insurance. Use this guide to pick the best travel insurance for your holiday.
Family Holiday
If you’re taking your family on a summer holiday, then you’re probably best buying travel insurance for the whole family together. Often insurance companies offer special prices for families, such as offering free insurance for younger children. Make sure you’re careful when choosing which provider to go with though, as some may sting you with having to pay excess on each person if you make a claim. For more advice, visit this website.
Backpacking
Backpacking around the world is a great way to travel, but make sure you’re insured before you go. Many travel companies only offer insurance for a limited amount of time, such as one month. So shop around to make sure you can get insured for the length of your holiday. Consider the benefits of your insurance over the cost, as cheaper ones may not help you out when you need them.
On a Cruise
As with any holiday, it’s extremely important you take out travel insurance when going on a cruise. Some companies might even not let you book on the cruise without proof of insurance. If you fall ill on your trip, getting transported to hospitals can be tricky when out on the sea and definitely costly. So make sure you get specialist cruise insurance to keep you protected from unwanted costs.
Car Insurance
If you’re going to hire a car abroad and travel that way, then make sure your travel insurance covers you for driving a car. You need to make sure that you are eligible to drive a car in the country you’re visiting for an insurance provider to cover you. This might mean you need to have been driving for three years and be over a certain age. Get started by completing mock exams to help you pass your driving theory test, and then get both tests booked and passed so that you can hire a car in the future.
How to Claim On Your Holiday Insurance
Once you’ve taken out travel insurance, make sure you print the documents and take them with you while abroad. If you need to claim, make sure that you call your insurer within the time limit they set. Keep evidence of both your insurance plan and the reason you need to claim, and depending on the situation, possibly contact the police for further evidence.
Whether it’s time relaxing on a beach, travelling across a continent or sailing the seas, millions of us spend all year saving up for our dream summer holidays. Now that you’ve read our advice for travel insurance, you are all ready for a smooth and successful trip abroad, enjoy!