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Don, will an agent give you a lower price than they show over the internet if you call them? We booked an NCL cruise over the internet and paid the internet pricng. I thought the price was a good price, but I didn't try to get it lower and we purchased cruise insurance through the internet travel agent. We are planing a cruise to Europe in 2007 and that one is going to cost quite a bit more then our 10 day cruise with NCL. .