My question would be...do you have adequate insurance to cover you in case one of these eventualities happens? Indeed people have failed to make the ship and lost their investment due to bad weather (snow storm...yes, where I live they can happen in May, or fire, or flood, or the death of a relative, or a boatload of other things). People have had to be air evacuated from the ship, people have fallen ill and needed to be treated abroad, people have even died while on a cruise and the bodies have needed to be repatriated! While we all hope none of these things happen we need to be very, very aware that they can and do happen all the time. If you haven't already purchased insurance that would protect you for these eventualities I strongly recommend that you do so!!
I knew an engaged couple...young and healthy...who booked a cruise for their honeymoon! A week before they were married the bride to be went horseback riding. The horse stumbled and fell....she landed up underneath the horse. Thankfully all that happened to her was a broken leg and lots of bad bruises...but she was unable to take that cruise! They had been offered travel insurance and declined...they lost their cruise and their $$$$$.
I know someone who broke their ankle on a cruise. The ship sailed....they were in hospital being treated...they had to fly home....No insurance....the medical costs and the flights home came directly out of their pocket and it was not inexpensive!! Same person fell while getting in the car on the way to a cruise in February....broken ankle again! She couldn't cruise! Thankfully this time there was insurance!
You do not have to purchase insurance from the cruise line. It is available through many other companies. It is your responsibility to make sure that you are prepared for events that may cost you lots of $$$$$. Be aware!!
Travel insurance....Don't leave home without it!!!!!
Sorry...it's just my little rant for the day...I hear so often of people complaining that the cruiseline won't give them their money back when they can't travel because someone got ill or was in an accident. They think the cruiseline should refund their money even if they didn't purchase insurance!!! No matter how heart wrenching the story it is my opinion that the cruiseline owes them nothing in these cases!! It's what insurance is for!