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Well I for one knew about the "Advance" and I must admit that I never put any of it back into the Casino...so I guess it's my fault.  :D

Used it to pay tips at end of cruise so I didn't have to carry much cash with me or look for atm's etc.  Course I don't need cash for tips anymore so as I use their "Auto" tipping   :)  (downfall there is that no one gets extra anymore)  Last cruise I had no need for extra cash so didn't know about the "Penalty"


thks for the info.


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