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When DH & I took our first cruise on the Holiday in Sept, 2008, I called our carrier and asked for their advise. I was told that texting is only $0.50 (incoming & outgoing) on our plan. Your carrier should be able to tell you what texting and phone charges will be on ship and on land. FYI - keep your phone off when not in use. If someone calls and your phone rings, you will still be charged. If your phone is off and it goes to voicemail, there is not charge. Good Luck - Have a good cruise!!!