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Hello Speedboatermama,


Unless they've changed the rules lately, they do allow you to use debit cards. You need to ask the indiviual cruise line about their specific policy.


But anyone who uses one for a cruise needs to be aware that the cruise line will put a hold on a portion of the funds in that account.  Here's a clip and paste from the Cruise Addict's Cruise and Travel Tips page, talking about it:


"Life onboard:  Beware of using a debit card for opening your shipboard account. When you use a debit card to activate your sign and sail card, they may put a "hold" of as much as several hundred dollars on your account. (The amount varies with the cruise line, and length of cruise.) You may only intend to spend 100 dollars but they will hold significantly more.   If this comprises most of the balance in your account, it could interfere with checks coming in to be cashed at your bank, and end up with them being bounced. "


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