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jaxxx123
Guest
just wondering if its a needed
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PH8
Guest
Alot of people swear by it..............its good for the unexpected(cancellation for medical reason -100% back or any other reason-75% back), medical emergency while on the cruise, etc......
Like any other insurance, its just a gamble whether or not,you're gonna use it..........
Like any other insurance, its just a gamble whether or not,you're gonna use it..........
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jetblue
Guest
ABSOLUTELY!!!
Like you we were questioning insurance as well. This past June we had a nice long 9 night cruise booked on Royal Caribbean. Unfortuantely a few weeks before the cruise one of us became diagnosed with cancer and was not able to sail. Luckily we booked the insurance and got 100% of the thousands of dollars we spent on the cruise back in full!
Like you we were questioning insurance as well. This past June we had a nice long 9 night cruise booked on Royal Caribbean. Unfortuantely a few weeks before the cruise one of us became diagnosed with cancer and was not able to sail. Luckily we booked the insurance and got 100% of the thousands of dollars we spent on the cruise back in full!
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jaxxx123
Guest
hmmm i might consider it if my cruise was months away but im planning to go in a few weeks plus iam still young. thanks for the replies
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Gayle V
Guest
Jaxxx123, Going in only a few weeks and being young makes very little difference to your chances of needing the insurance. What if:
A close family member become seriously ill or dies, and you must cancel?
What if You get called to jury duty?
What if You get in an accident on the way to the airport and miss the plane?
What if you merely have to buy air tickets to catch up to your ship?
What if your plane is grounded and you miss the ship entirely?
The airline or cruise line loses your luggage and practically have to buy a new wardrobe to get through the cruise?
What if your luggage is merely delayed till day three of the cruise and you have to buy lots of new clothes and sundries?
You get mugged while on an excursion and they take your money, jewelry, camera etc?
What if you are injured doing any of those active things you young people like to do?
(We have several Cruise Addict's who can tell you about things like: wiping out on your scooter in Nassau, or not lifing your legs before the zip-line gets to the platform and a trashing your ankle, how about being hospitalized with a broken leg in Cancun?)? (You do know that most stateside health insurances DO NOT cover health care out side of the USA. And it is not unusual for foreign hospital to request payment up front.)
And how about paying for flying home mid-cruise after you get out that foreign hospital? And what about paying for the hotel your spouse stays in while you are in that hospital? And then they need to fly home with you?
And I suppose you have a spare 25 grand to pay for a life flight off the ship, or from a foreign country to US, in a bigger emergency?
And suppose you find youself in a jam, and need some legal assistance in a foreign country. I wouldn't even know where to begin with that one.
And although these features may not convince you to buy insurance, most travel insurance also provides auto accident insurance, and accidental death coverage, which is a consideration if you have family responsiblities at home.
How much of a gambler are you?
A close family member become seriously ill or dies, and you must cancel?
What if You get called to jury duty?
What if You get in an accident on the way to the airport and miss the plane?
What if you merely have to buy air tickets to catch up to your ship?
What if your plane is grounded and you miss the ship entirely?
The airline or cruise line loses your luggage and practically have to buy a new wardrobe to get through the cruise?
What if your luggage is merely delayed till day three of the cruise and you have to buy lots of new clothes and sundries?
You get mugged while on an excursion and they take your money, jewelry, camera etc?
What if you are injured doing any of those active things you young people like to do?
(We have several Cruise Addict's who can tell you about things like: wiping out on your scooter in Nassau, or not lifing your legs before the zip-line gets to the platform and a trashing your ankle, how about being hospitalized with a broken leg in Cancun?)? (You do know that most stateside health insurances DO NOT cover health care out side of the USA. And it is not unusual for foreign hospital to request payment up front.)
And how about paying for flying home mid-cruise after you get out that foreign hospital? And what about paying for the hotel your spouse stays in while you are in that hospital? And then they need to fly home with you?
And I suppose you have a spare 25 grand to pay for a life flight off the ship, or from a foreign country to US, in a bigger emergency?
And suppose you find youself in a jam, and need some legal assistance in a foreign country. I wouldn't even know where to begin with that one.
And although these features may not convince you to buy insurance, most travel insurance also provides auto accident insurance, and accidental death coverage, which is a consideration if you have family responsiblities at home.
How much of a gambler are you?
P
PH8
Guest
Several good reasons above,except for the air part.Remember,hes asked about getting off the ship and getting right to work.............I think he lives in FL(maybe J-Ville,by the name??)....and hes going on a Bahamas cruise,I think..
Anyway Jaxx....whatever you decide......its up to you......
Anyway Jaxx....whatever you decide......its up to you......
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Gayle V
Guest
Didn't realize he's not flying. Hubby and I have both flown home and gone directly to work that evening, several times actually, so that flying and working the same day didn't seem mutually exclusive to me.
BTW, Jaxxx, flying home from a cruise and going directly to work is an absolutely terrible way to end a vacation. I strongly advise against it, if it's at all avoidable. I imagine not flying doesn't make it much better.
BTW, Jaxxx, flying home from a cruise and going directly to work is an absolutely terrible way to end a vacation. I strongly advise against it, if it's at all avoidable. I imagine not flying doesn't make it much better.
