Yankeesfan - I'll put aside our personal differences (two teams with a huge rivalry!) to give advice on my favorite shopping topic - JEWELRY!!!
We're about to go on our 11th cruise and with each cruise my husband has assisted me in selecting one or two pieces of reasonably priced jewelry on each cruise. (When I say reasonably priced, I've paid between $100 and $700 for each piece.) Also, when I say "assisted" I mean that he sits in the husband's chair inside every jewelry store and accepts a complimentary beverage until I wave him over to see something that I like!
I've never been unhappy with my purchases in the Carribean. It only makes sense to check out your local prices - sometimes department stores like Macy's have great coupon sales and you can purchase pretty jewelry at home if you are patient. But, when you are on a cruise you get to see store after store of beautiful jewelry in all price ranges. What I've found is that the store specials are what I ignore (these are things like the $199 diamond tennis bracelet, reversible ring, emerald/sapphire/ruby bracelet choice for $99, etc.) because, in my opinion, these are for the people who don't buy much jewelry and are lured in by the prices. If you walk through the stores, stop and ask their best price on a piece, then say that you are not sure what you want but you'd like to shop around, they'll often say "let me see if there's something else I can do with the price." Have them write it down on their card and then move on to the next store to see what you can find. When you've checked everything out, go back to the store with the piece you liked the most and tell them that you are back, and see if they can work the price a little more. As far as stores go, I like Cardow the most for the "big name" stores, I've had a little luck at Tanzanite International, and I've liked a couple of the smaller stores across the street between the two Cardow stores, though I can't remember the names of the smaller stores. I feel like I have a better knowledge of jewelry than probably the average shopper because I've really taken an interest in it, and can identify some of the more unusual stones. But I can tell you that sometimes instinct comes into play when I shop since some stores just give me a funny vibe - you'll find some places have jewelry with tarnished bands and stones that just don't look natural. I don't know how to describe it other than to say some items just don't look right. If you have an doubt, just trust your gut. You have to accept that all sales are pretty much final unless you go through all kinds of hassles!
Happy cruising and happy shopping!