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It probably didn't happen on the ship. There are many ways someone can get at your card info without being anywhere near you.

 

About a year ago I went to get some cash from the ATM. I was denied. When I called the bank I was told that there was a hold on my account due to suspicious activity. I told them I had not made any unusual charges so they started going over recent charges. They said there were two purchases from Target on the two previous days. NOT ME!! I asked if it was at a store or on line. They said at a store. I asked where the store was located. They said Florida. NOT ME!!! I hadn't been in Florida for almost a year. Since the charges were made at a store, someone would have had to have a card with them (counterfieted). Mind you, I never have my card anywhere but my back pocket so I was amazed that someone who is over 2,000 miles away could counterfiet my card. Long story short, B of A put the nearly $400 back in my account immediately and I had to go to a branch to get a new card. They sent me an affidavit to fill out ststing I was in possion of my card the entire time and that I did not know who made the bogus charges.

 

One of the supervisors where I work used to work at Citibank. She says things like that happen all the time.


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