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Just got off the Golden Princess and talked with many of the ships personnel. This is what they told me. If you:

1. Leave your tip on the onboard charge, tips are pooled.

2  Leave your tip on the onboard charge and give somone extra cash, they keep the cash for themselves. They do turn it in and then they get the cash back the next day after the cruise finishes. They do not have to pool that extra cash.

3.  Cancel or do not use onboard charging of tips, they must pool the tips. 


Apparently, they must turn in the cash to ensure that the passenger also tipped via onboard credit. If the passenger cancelled onboard credit tipping, they will pool the cash. Happy Cruising!!


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