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Take trip insurance and definitely take it from the cruise line. I don't understand why most people who are quick to say buy coverage from another source don't understand the value of cancel for any reason benefit only offered through cruise line insurance. With cruise line sponsored coverage you can cancel either for an insurable reason, such as medical for yourself or family and get cash back or they will give you most of your money back in the form of future cruise credit if your reason is not insurable...like you just don't want to go or something comes up in your job. That's great piece of mind. If you buy from someone else, you give up your right to cancel for a reason which may not be insurable. We recently had to cancel a cruise because our adult daughter went into labor in her 6th month. This happened to be an insurable reason...we had her doctor fill out a form, sent it into Berkely which handles Princess coverage and we received a check within 2 weeks for the 75% penalty we had suffered.

<blockquote data-quote="egee" data-source="post: 700074"><p>Take trip insurance and definitely take it from the cruise line. I don't understand why most people who are quick to say buy coverage from another source don't understand the value of cancel for any reason benefit only offered through cruise line insurance. With cruise line sponsored coverage you can cancel either for an insurable reason, such as medical for yourself or family and get cash back or they will give you most of your money back in the form of future cruise credit if your reason is not insurable...like you just don't want to go or something comes up in your job. That's great piece of mind. If you buy from someone else, you give up your right to cancel for a reason which may not be insurable. We recently had to cancel a cruise because our adult daughter went into labor in her 6th month. This happened to be an insurable reason...we had her doctor fill out a form, sent it into Berkely&nbsp; which handles Princess coverage and we received a check within 2 weeks for the 75% penalty we had suffered.</p></blockquote><p></p>

[QUOTE="egee, post: 700074"] Take trip insurance and definitely take it from the cruise line. I don't understand why most people who are quick to say buy coverage from another source don't understand the value of cancel for any reason benefit only offered through cruise line insurance. With cruise line sponsored coverage you can cancel either for an insurable reason, such as medical for yourself or family and get cash back or they will give you most of your money back in the form of future cruise credit if your reason is not insurable...like you just don't want to go or something comes up in your job. That's great piece of mind. If you buy from someone else, you give up your right to cancel for a reason which may not be insurable. We recently had to cancel a cruise because our adult daughter went into labor in her 6th month. This happened to be an insurable reason...we had her doctor fill out a form, sent it into Berkely which handles Princess coverage and we received a check within 2 weeks for the 75% penalty we had suffered. [/QUOTE]