Normal
That is the only problem with actually buying ins. If you buy from an ins. company for instance Travel Guard , to have them cover pre-existing conditions you usually have to purchase it no later than 14 days after you put down a deposit on your cruise. We get ours through our TA most of the time and you don't have to pay for ins. until final payment and it will cover pre-existing conditions. But that is not what most ins. do. So if you are going to get ins. it is usually (but not always) best to get it as soon as you pay your deposit on the cruise.
