Oh My I understand why you are having problems. Check your messages and I will tell you my C.Com story. Hopefully it will help you with the credit thing.
We are from a little town just west of Winston Salem, NC. (Winston-Salem is the home of Old Salem, Wake Forest University and of course RJ Reynolds) Just take I 40 west and we are off exit #180.
I LOVE your area of the state, just don't get down there very often. My brother has a cabin about a hour from us in the NC mountains. So we spend most of our time away from home there. By the way if you are ever looking for a great rental cabin in the NC mountains let me know. That is the real reason he built the place - we can only get up there when they don't have it rented.